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You are one of the many small business owners in the United States. And unfortunately, due to the current economic situation, you are also one of the many small business owners in the United States who do not qualify for small business loans. This has led you to ask the question, “What should I do for business financing if I can not get a small business loan?”

There are many alternative options out there, but this article will focus on the one small business financing option that was designed with merchants (owners of retail and/or service-oriented businesses) in mind; the business cash advance.

What is a Business Cash Advance?

A business cash advance is a method of business financing in which lenders utilize credit card factoring. In other words, a business cash advance lender can give you cash now, and will eventually collect the advance through your business’s daily credit card sales. Only a small percentage of those daily credit card sales will be deducted, allowing your business as much time as it needs to repay the business cash advance.

Who is Eligible to Receive a Business Cash Advance?

Most business cash advance lenders hold similar requirements. Basically, a small business owner of at least six months, who owns a retail and/or service-oriented business that processes a minimum of $5,000 in monthly credit card sales is eligible to receive a business cash advance. Other things such as the applicant’s credit score and the business’s lease are also taken into consideration. But generally, a small business owner does not have to have great or even good credit to be approved for a business cash advance.

How Much Money Can I Get with a Business Cash Advance?

Small business owners can typically receive anywhere from $5,000 to $500,000. How much money they actually receive depends on their businesses’ monthly credit card sales volume. Though there is a chance that a borrower may not qualify for an advance as large as he/she had hoped, many lenders do allow borrowers to renew their advances every three to four months, giving small business owners the opportunity to acquire the funds they need over time.

How Do Business Cash Advance Repayments Work?

Just as the amount that one can be advance is based on his/her business’s monthly credit card sales volume, repayments are also linked to a business’s credit card sales. When customers make payments with their credit cards, a small percentage from those daily sales goes toward the repayment of the business cash advance. It generally takes about six to eight months for a business cash advance to be repaid, but there are no fixed terms and, therefore, no penalties for early or late repayments.



By: Chrystal King

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Listen as Robert Kiyosaki explains why our business model is the smartest. rich dad poor dad rich dad kiyosaki richdad cash flow quadrant richdadpoordad rich dad poor home based business ron legrand rich dad poor dad book real estate investing carlton sheets passive income…

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It is the New Year and it is time to throw out the old and welcome in the new. If you have your old business cards still in your wallet, maybe it is about time to throw them out and make new color business cards. In this dynamic business atmosphere it pays to always have a fresh face. New color business cards will tell people that you are always up to date and in with the times. So, it is always a good practice to print business cards with new designs periodically.

Now, do you know how to redesign your business card? It is very simple. Follow some of the tips we have listed here and you will be ready for a color business card makeover. Hopefully this will help you show a fresh face to current and potential business contacts.

Change your colors The best and easiest thing to change in your business card is its color. If you are still using a plain white business card, then you are indeed behind the times. The most effective and eye-catching business cards today use different colors. If you look at your collection of business cards you will always spot the ones that are not white right? So this new year, treat yourself to something new and change the color of your business card. A simple color change may be from white to black. Black business cards with gray, silver or white lettering has elegance all to its own. Black is always popular and you can never go wrong with it. Other formal colors include light blue and light green. If you want be a bit adventurous you can also try Red or Yellow business cards. However, use these colors carefully as some industries might not take you seriously with such bright and flashy colors.

Switch to new and popular designs Next, you can also try to redesign the overall layout of your business card. You can do this by looking through the new and popular business card template designs that are available this year. Just look for business card templates in your search engine and browse through the myriad of designs online business card printing companies have to offer. Of course you can also create a color business card design of your own. You can try changing your business card’s original font, its text size and the overall placement of its elements. Again you can refer to several examples that can be found online for inspiration.

Find a new motto Now, if you have a motto or maxim in your print business card, you can also change this for the New Year. If you are not particularly attached to your tagline then this is a good opportunity. Taglines are a good way of remembering a business card. If last year your business cards were not that effective, then maybe a new tagline might help. Maybe your tagline was boring, so now you can change to a catchier one. If you can, try and integrate a few rhymes into your business card tagline to make it more memorable. Also, word techniques like repeating first letters also work here. For example your tagline can say “the best bargain baggers in the business”.

Redistribute Lastly, once you make your new color business cards. Do not forget to redistribute them. Since you may have updated your contact numbers since last time your printed your business cards this is a great opportunity to re-establish a few past contacts. They may find your new and fresh business cards appealing and you might get some new business opportunities.

Great! We hope you can use these tips for you new business cards this year. Remember that your business cards should always be dynamic. The world will change always, so always change with the world.

For comments and inquiries about the article visit: Color Business Cards, Print Business Cards



By: Lynne Saarte

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